Our Nation’s Capital proves to be one of the most unsafe places with carjacking’s spiking by 97%

DC-Crime-Crisis Car owners in Washington, D.C., have seen auto insurance premiums soar as the city's crime crisis intensifies. (Photo by Bill OLeary/The Washington Post via Getty Images / Getty Images)

Important Takeaways:

  • DC car insurance premiums soar amid auto theft, carjacking surge
  • Residents of the District of Columbia paid the sixth-highest amount on car insurance when compared to the 50 states in 2023 with an average annual full-coverage rate of $2,756 last year – which amounts to nearly $230 a month, according to a report by Insurify. The report found that Washington, D.C., residents’ car insurance premiums were 37% higher than the national average, which was $2,019 for a full-coverage policy, as national auto insurance rates increased by 24% last year.
  • Police data show carjackings in the nation’s capital spiked by 97.9% in 2023 with 958 reported carjackings last year compared to 484 in 2022, with motor vehicle theft up 82% from 3,756 in 2022 to 6,829 in 2023. Vehicle theft in the greater Washington-Maryland-Virginia area also rose by 68% last year, according to the National Insurance Crime Bureau.

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